A Look at Interest Rates Historically Since the housing crisis in 2008, we’ve seen the lowest interest rates in history. However, this wasn’t always the case. Over the past 50 years, mortgage rates have reached as high as 19 percent, in 1981, and as low as 3.31 percent in 2019, for a 30-year fixed rate […]

Mortgage Advice You Can Do Without Buying a home is a life changing experience, one that is shared with family members and friends that are close to you. Chances are, if you’re purchasing a home, someone has tried to give you their two cents about what you should do or how you should do it. […]

How to Tap into Your Home Equity Living in Orange County has many benefits. There are obvious benefits like fantastic weather and beautiful landscapes, and there are others like rising property values and seemingly endless investment opportunities. If you own a home in Orange County, especially for more than 10 years, chances are you’ve built […]

Tips to Getting the Best Mortgage Rate Possible You may have heard that interest rates are on the rise again, and it’s the truth. But we’re still experiencing some of the lowest interest rates of all time. So don’t worry, rising rates won’t affect your ability to get a great mortgage rate. If you know […]

Benefits of Owning a Rental Property in Orange County Purchasing a rental property is a great way to diversify your investment portfolio. It’s especially beneficial for those that are able to purchase rental properties heading into retirement. Orange County happens to be a great place to consider purchasing a rental property if the time is […]

Paying off Your Mortgage Early Owning a home is one of the biggest financial commitments you will make in your lifetime. With that being said, home ownership doesn’t have to be as long of a process as most mortgage terms indicate. If you make a small adjustment to how you’re currently paying off your mortgage, […]

Preparing for Tax Season Spring is here and with that comes our favorite time of year…tax season! Actually, tax season is usually more of a headache than a celebration. But as a homeowner, there are a couple of special deductions you can utilize to help you minimize your income and maximize your tax refund. If […]

Signs that You’re Already a Victim of ID Theft In this uncertain economy, protecting yourself from identity theft is more important than ever. But how do you know if your identity has been stolen? Know the signs and protect yourself. A creditor informs you of an application for credit in your name and Social Security […]

Signs that You’re Already a Victim of ID Theft In this uncertain economy, protecting yourself from identity theft is more important than ever. But how do you know if your identity has been stolen? Know the signs and protect yourself. A creditor informs you of an application for credit in your name and Social Security […]